Important Disclaimers

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information contained herein.

Any reliance you place on such information is strictly at your own risk. We recommend consulting with qualified professionals before making any financial decisions based on the information provided on this website.

Limitation of Liability

To the maximum extent permitted by Malaysian law, our liability is limited as follows:

• • We shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of our services
• • Our total liability shall not exceed the amount paid by you for our services in the 12 months preceding the claim
• • We are not responsible for any losses arising from market volatility, economic conditions, or external factors beyond our control
• • We exclude liability for any business losses, loss of profits, revenue, contracts, or anticipated savings
• • Nothing in this disclaimer excludes liability for death, personal injury, fraud, or fraudulent misrepresentation

Information Accuracy

While we make every effort to ensure the accuracy of information on our website, we cannot guarantee that all information is current, complete, or error-free. Financial markets and regulations change frequently, and information may become outdated.

We reserve the right to make changes to information without prior notice and accept no responsibility for any errors or omissions.

Users are encouraged to verify information independently and seek current professional advice.

Professional Advice Disclaimer

The content on this website is provided for informational purposes only and does not constitute professional advice in the following areas:

Third-Party Links

Our website may contain links to external websites operated by third parties. These links are provided for convenience and informational purposes only.

We do not control or endorse the content of external websites and are not responsible for their availability, content, or privacy practices

Results and Outcomes

While we are committed to providing quality financial planning guidance, we cannot guarantee specific outcomes or results from our consultations and recommendations.

Individual results may vary based on personal circumstances, market conditions, and implementation of recommendations

Governing Law and Jurisdiction

This disclaimer is governed by and construed in accordance with Malaysian law.

User Indemnification

By using our website and services, you agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our services or violation of these terms

Severability

If any provision of this disclaimer is found to be unenforceable, the remaining provisions shall continue in full force and effect

Modifications to Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting to our website

Last Updated: July 21, 2025

Questions About This Disclaimer

If you have questions about this disclaimer or our services, please contact us using the information below